Real Estate Loans

Purchase/Rehab/Ground Up/Commercial/Refinance

Ground Up

Purchase

Rehab

Commercial

Refinance

  • $75k - 100MM+

  • Up to 90% LTV

  • No DTI, W-2s, or paystubs required

  • No prepayment penalty on 1-year term

  • 600 minimum FICO

  • Pricing discounts for experienced borrowers

Bridge Loans

Rental Loans

  • $75k - 100MM+

  • Up to 80% LTV

  • Minimal DSCR requirements

  • Buy-down options for no prepay penalty

  • Finance multiple properties under one loan

  • No DTI, W-2s, or paystubs required

  • 660 minimum FICO

  • Pricing discounts for experienced investors

  • Finance up to 100% of your rehab budget

  • Interest paid only on drawn funds

  • No DTI, W-2s, or paystubs required

  • Up to 90% LTV on purchase and 100% rehab financing

  • Funds disbursed as draws based upon verification of completed work

  • 600 minimum FICO

  • Pricing discounts for experienced borrowers


    Quick Close Loans


  • Can close in 2 business days

  • No appraisal required

  • Up to 90% LTC

  • $100k minimum purchase price

  • Excluded States: LA, ND, SD, NY, MN, IL, MI, NJ, MD, UT

  • 650 minimum FICO

  • Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, WY

  • $75k - $10MM

  • Financed full-term Interest Reserves

  • Up to 85% LTC including interest reserve

  • 12, 18, and 24-month terms, interest only

  • No interest charged on undrawn funds

  • Minimum FICO 680

  • Property types: (Attached and detached single family residential (SFR), 2-4 family residential, Entitled land)

  • Pricing discounts for experienced borrowers

  • Types of Commercial Properties we fund: Auto Repair, Car Wash, Daycare, Garage/Storage, Hotel, Laundromat, Light Industrial, Medical Office, Mixed Use, Multifamily, Office Building, Office/Retail, Resorts, Resturant/Bar, Retail, Self-Storage, Warehouse

  • $100k - $100MM+

  • No Minimum FICO

  • Pricing discounts for experienced borrowers

Bridge Loans

  • Rate and Term or Cash Out Up to 80% LTV

  • No seasoning requirements on Cash Out refi

  • Cross-collateralize multiple properties

  • No DTI, W-2s, or paystubs required

  • Interest-only payments

  • 600 minimum FICO

  • $100k - $100MM+

  • Pricing discounts for experienced borrowers

Rental Loans

  • Rate and Term or Cash Out Up to 80% LTV

  • No seasoning requirements on Cash Out refi

  • Cross-collateralize multiple properties

  • No DTI, W-2s, or paystubs required

  • Interest-only payments available

  • 660 minimum FICO

  • $100k - $100MM+

  • Pricing discounts for experienced investors